
Save interest by refinancing
Combine instalments and reduce pressure.
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Representative example: €10,000 over 12 months. Interest from €262/year. APR from 2.7%. Processing fee: €0. Terms 6–120 months. Typical amounts €3,000 – €500,000.
Transparent terms – no hidden fees.
Even with existing loans, Mutuo Gruppe.de can offer a new, often cheaper loan to replace current instalments. You pay one manageable monthly amount and can save clearly.
Combine open loans, cards or leasing and keep a clear overview with a single, often lower instalment.
Refinance Now
Mutuo Gruppe.de is your partner for fair personal loans in Germany. For over 30 years the Mutuo environment has stood for customer satisfaction, personal advice and clear terms – digital and non-binding.
Whether refinancing, car finance or free use: we review your request discreetly and usually reply within 24 hours. Based in Berlin.
With Mutuo Gruppe.de you can get personal loans from €3,000 to €500,000 at attractive terms from 2.7% (subject to status). Flexible terms from 6 to 120 months help fit the instalment to your budget.
Use our calculator to find your ideal instalment free of charge and submit a non-binding request. Requirements: legal age, regular income in Germany and sustainable creditworthiness. Refinancing existing loans is also possible.
Apply for a personal loanOptionally protect your monthly payment for more security.

Combine instalments and reduce pressure.
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More flexibility – clear and structured.
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Use rate, term and credit profile wisely.
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Checklist for a faster review.
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Which option fits your plans?
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Practical steps out of the debt cycle.
Read more →Personal advice instead of an anonymous platform – we are here for you.
Key facts on rates, term, application and payout – answered clearly.
Representative example: €10,000 over 12 months. Interest from €262/year. APR from 2.7%. Processing fee: €0. Terms 6–120 months. Typical amounts €3,000 – €500,000.
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