Save money by refinancing
Tips to reduce your interest burden.
Read more →
B permit
Make your loan project happen with
Mutuo Gruppe.de
Loan with B permit
Your flexible loan e.g. for:
Hold a B residence permit? We review suitable loan options – clear and non-binding.
✓ Secure
✓ Certified
✓ Free
Promo
from
2,7%
APR (subject to status)
- ✓Fair terms from 2,7 % (subject to profile)
- ✓No processing fee
- ✓Non-binding offer
- ✓Early repayment possible depending on offer
- ✓Optional payment protection on request
Processing fee: €0 · See a representative example · A loan must be refused if it would cause over-indebtedness.
Loan amount
50.000 €
Potential savings
14.900 €
up to 35% on financing costs
from 2,7%
APR (subject to status)
70.456+
satisfied customers
30
years of experience
€0
Processing fee
2,7%
from
Save cash with attractive rates
With attractive terms from 2,7 %, you keep more liquid capital for your projects.
Little effort – we handle the rest
Online request in a few minutes. Personal support, clear next step – non-binding and discreet.
Mutuo Gruppe.de – experience that counts
Over 30 years in lending and 70.456+ satisfied clients: personal advice instead of an anonymous platform.
Elsa:
“I refinanced with Mutuo and now pay clearly lower interest. The lower instalment gives me more financial freedom.”
Tip
If possible, also clear expensive credit-card or overdraft debt and save even more.
Send your request nowSave interest by refinancing
Replace expensive instalments and save significantly – in suitable cases up to 35% of financing costs versus unfavourable old contracts, overdrafts or cards.
Even with existing loans, a better private loan can make sense. You pay only one predictable instalment and keep a clear overview.
- ✓Combine open loans, cards and expensive instalments
- ✓Only one lower monthly payment
- ✓Better budget planning
- ✓Non-binding review of your savings potential
Step by step: Loan with B permit
01
Submit the form with your loan request and income details
02
Receive a clear, non-binding offer quickly
03
For refinancing: settlement of the old loan is prepared
04
One manageable instalment – often on better terms
Already have a loan and need more liquidity?
We are happy to review a top-up of your current loan – often with better terms and extra payout.
Requirements
Final approval depends on creditworthiness, income and overall situation. Typically:
- ✓You are of legal age.
- ✓You have a regular income in Germany.
- ✓No current personal insolvency.
- ✓A positive credit check is possible.
- ✓The loan must not lead to over-indebtedness.
Required documents
For fast processing, the following is usually enough:
- ✓Copy of ID card or passport (front and back)
- ✓Your last 2–3 payslips
- ✓Details of existing instalments / obligations
- ✓Bank details for disbursement
If married or applying jointly:
- ✓ID document of the partner
- ✓Recent payslips of the partner
If further documents are needed, we will contact you personally.
Mutuo Gruppe.de
Mutuo Gruppe.de supports private clients with instalment loans, refinancing and targeted financing in Germany. Our standard: clear terms, personal availability and a digital process with no processing fee.
Message us on WhatsApp – personal advice instead of an anonymous platform.
- ✓ 3.000 € – 500.000 €
- ✓ 6–120 months
- ✓ WhatsApp +49 01522 8908892
- ✓ Berlin · DE / FR / EN
Contact & advice
Email
contact@mutuo-gruppe.de
Phone / WhatsApp
+49 01522 8908892
Address
Mutuo Gruppe.de
Friedrichstraße 100
10117 Berlin
Opening hours
Mo.–Fr. 09:00–12:30 / 13:30–18:30
Loan with B permit
Hold a B residence permit? We review suitable loan options – clear and non-binding.
Payment protection: unemployment, illness and accident
Optional payment protection can cover your instalment if unexpected events affect your income (product- and case-dependent).
- ✓More protection against unexpected financial burdens
- ✓Helps avoid payment difficulties
- ✓Optional – not required for the credit review
- ✓Explained transparently in the offer
Also possible in your case
Protect yourself from unexpected burdens and secure your ability to pay.
Apply for a loanWhat customers say
Antoine
Thanks for the fast handling and fair offer. Everything went smoothly.
Élodie
The team helped me get my finances back on track. Very satisfied.
Julie
Quick handling of my request. Friendly, competent and reliable service.
FAQ: common loan questions
What rates are available?
Terms depend on creditworthiness. Guide: from 2,7 % APR up to about 10,95 %.
Which amounts are possible?
Usually 3.000 € to 500.000 €, depending on income and profile.
Are there processing fees?
No. Processing fee: €0. Enquiry and advice are non-binding.
How does the application work?
Online form, non-binding review, personal offer – usually a reply within 24 hours.
Can I refinance or top up?
Yes. Existing instalments can be combined and terms may improve after review.
Is my data safe?
Yes. Your details are handled confidentially and securely.
Representative example
- Example: €10,000 over 12 months (simplified, credit-dependent).
- Indicative APR approx. 2,7 % – 10,95 %.
- Processing fee: €0
- Typical terms: 6–120 months.
- Typical amounts: 3.000 € – 500.000 €.
A loan must be refused if it would lead to the consumer’s over-indebtedness. All rates and instalments are non-binding guidance and depend on assessment, creditworthiness and income.
Apply for a loan
No obligation · discreet · no processing fee · reply usually within 24 hours