Documents generally required
For a swift review, the following is sufficient in most cases:
• Identity card or passport
• Current payslips (usually the last 2–3 months)
• Bank details for the payout
• Information on existing instalments/obligations
The more complete the documents, the faster the decision.
Employees
Additionally helpful: employment contract if you have only been with the employer a short time, proof of bonuses if relevant. Stable income improves the outlook for terms.
Self-employed & freelancers
Income evidence is often more extensive here: BWA, tax assessments, bank statements. Allow a little more time to gather everything – we will tell you exactly what is needed in your case.
Pensioners
The pension notice and any other regular income are central. A personal loan can also be possible in retirement – what matters is affordability and the overall situation.
Data protection & security
Your data is treated confidentially and used only for the credit check. Transmission takes place via protected channels. If you have questions, our team is available on +49 1521 4450795.
Ready for the next step?
No obligation, discreet and no processing fee – reach us on +49 1521 4450795.
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