Who counts as a cross-border commuter?

Many commuters live in Germany and work in Switzerland, France, Austria or the Netherlands. For the credit check what mainly counts is: stable income, traceable account flows and a residence in Germany.
Which documents count?
• Current payslips or foreign salary statements
• Account statements from the German salary account
• Residence title or cross-border commuter permit, if available
• Tenancy agreement or registration certificate
We convert foreign-currency income transparently. You should be able to explain fluctuations.
What we look at
Exchange rate, notice periods and existing obligations abroad. Clean documentation speeds up the decision noticeably.
Enquire with no obligation
Mutuo Gruppe.de reviews cross-border commuter enquiries personally from Berlin. Enquire free of charge on +49 1521 4450795 or via the online form.
Ready for the next step?
No obligation, discreet and no processing fee – reach us on +49 1521 4450795.
Apply now