Our promise: 7 good reasons to take out your loan with Mutuo Gruppe.de

1. You receive the lowest instalment on the best terms

Our goal is to offer you a loan on the best terms. After your application we collect the various offers from our partners; among them there will also be particularly favourable interest rates, thanks to which you also receive a lower instalment. In addition we offer a flexibly selectable term between 6 and 120 months, so you can further adapt your instalment to your own needs.

2. Benefit from short processing times

You can submit a loan application with us online at any time. It is free of charge and takes only two minutes. As soon as we receive the application from you, we do everything we can to present your tailored offer as quickly as possible. You receive a preliminary credit decision from us after just 24h. We know how important processing is to our customers. Put us to the test! Your satisfaction with the offer is our top priority.

3. Fair terms since 1980 with more than 40,000 satisfied customers

The services of Mutuo Gruppe.de have been provided for more than 30 years by the public limited company Mutuo Gruppe.de, registered in the German commercial register and based in Berlin, which holds the authorisation to arrange loans throughout Germany. We at Mutuo Gruppe.de are neutral and independent. Because we work with many different financial institutions, we cover 90% of the loan offers in Germany. You therefore receive from us, with certainty, the best offer tailored to your personal situation.

4. Increase your chances of success for the loan you want

Thanks to our long-standing cooperation with various banks we know their respective budget and approval criteria. We will therefore forward your enquiry to the bank where we know you have the best chance of obtaining the loan you want. Before transmitting your application we also carry out a budget optimisation. By including, for example, a shared rent or your children’s apprentice wages, your budget calculation looks more favourable, which makes a higher loan amount at a lower rate more likely. Thanks to our experience and the optimisation of your application, even customers with somewhat weaker creditworthiness, whose direct enquiry at a bank would be declined, still have a chance of a positive credit decision through us.

5. One application takes you straight to the best offer

Instead of submitting applications to various banks yourself in order to find the right offer, a borrower only needs to send one enquiry via a broker. On that basis the broker then collects the various offers from all banks and presents the borrower with the best possible offer – which means far less effort for the latter.

6. During your loan term you receive attractive offers to improve your terms

Our goal is to provide you with relevant information on the German lending market. That is why we will always point you to new advantageous offers, even if you already have running loans. For example, that you could benefit from a newly longer term or an interest-rate reduction. This gives you a decisive advantage for your personal finances.

7. We treat your data confidentially

We transmit your data with the greatest care, store it in line with data-protection law and do not pass it on to third parties without your explicit permission. Our data protection is SSL-certified and meets the highest technical standards.

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